Do You Have Workers’ Compensation for Employees Who Travel in Winter Weather Conditions?

Winter weather conditions can pose significant risks for employees who travel as part of their job. From icy roads to heavy snowfall, the hazards are numerous and can lead to accidents and injuries. As an employer, it is crucial to ensure that your workers are protected under workers’ compensation insurance—especially during the winter months.

Understanding Workers’ Compensation

Workers’ compensation offers financial support and medical care to employees who suffer injuries or illnesses while performing their occupational duties. This coverage is essential for employees who travel, as it can help ensure they receive the necessary support if they are injured while performing their job duties.

Winter Weather Risks

Traveling in winter weather conditions can increase the likelihood of accidents. Slippery roads, reduced visibility and extreme cold can all contribute to dangerous situations. Employees may face risks such as vehicle collisions, slips and falls, and frostbite. Employers must identify these risks and implement proactive strategies to help reduce them.

Employer Responsibilities

Employers are responsible for providing a safe working environment, which includes addressing the risks associated with winter travel. This can involve the following actions:

• Provide training. Ensure employees are trained in safe driving practices and how to handle winter weather conditions.
• Maintain vehicles. Regularly inspect and maintain company vehicles to help ensure they are equipped for winter travel.
• Pack emergency kits. Equip vehicles with emergency kits that include items such as blankets, food, water and first-aid supplies.
• Factor in extra time. Allow for flexible work schedules to avoid travel during severe weather conditions.

Learn More

Employers can help safeguard their employees’ well-being during the challenging winter months by taking the necessary precautions and providing adequate coverage. Contact The Austin Agency to discuss your workers’ compensation coverage today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.