November 25, 2024
AgencyDoes My Personal Auto Policy Cover Using My Car for Work?
Personal auto insurance is designed to cover your vehicle when you use it for personal activities, such as commuting to work, running errands or taking road trips. However, the situation changes when you start using your car for work-related tasks. Most personal auto policies have exclusions for business use, meaning they won’t cover accidents or […]
October 28, 2024
theaustinagencyDo I Need Business Insurance for LLC?
Starting an LLC is a significant step toward financially protecting your personal assets, but it doesn’t shield your business from all potential risks. Business insurance for LLC is vital because it offers a safety net against unforeseen events that could disrupt operations and threaten financial stability. Recognizing the significance of business insurance and choosing the right […]
September 26, 2024
Chester CanonigoWhat is General Liability Insurance?
What makes general liability insurance an essential investment? In the bustling business world, even the most careful and diligent companies can be involved in incidents from which other parties suffer. Whether your organization operates out of a traditional office space, visits clients at their homes or businesses, or nomadically roams the country, you could potentially […]
August 29, 2024
Chester CanonigoHow Much RV Insurance Coverage Do You Need?
Owning a recreational vehicle (RV) can open up a world of adventure and freedom, but it also comes with responsibilities, including securing the right insurance coverage. Determining how much RV insurance coverage you need is essential to help make sure you are financially protected against the unexpected. Factors to Consider When Getting RV Insurance Coverage The […]
July 18, 2024
AgencyShould You Get Life Insurance for Children?
Life insurance for children is a topic that can be divisive. While it’s not a necessity, there are valid reasons to consider it. Whether it’s for peace of mind or future financial planning, understanding the nuances of child life insurance is essential. Do Kids Need Life Insurance? Life insurance for children is generally not essential; […]
June 28, 2024
theaustinagencyWhat Happens When Someone Else Drives Your Car and Gets in an Accident?
Letting a family member use your car might seem like a simple favor, but what happens when someone else drives your car if they get into an accident while driving your vehicle? Navigating the aftermath of such a situation can be complex and stressful, with legal and insurance ramifications. Immediate Steps After the Accident If […]
May 28, 2024
AgencyFactors Contributing to Higher Insurance Premiums for Personal Lines
Insurance premiums for personal lines play a crucial role in financially protecting our assets and well-being. Whether it’s auto, home, health or life insurance, understanding the factors influencing premium costs is essential. What Factors Influence Higher Personal Lines Insurance Costs? The following are factors affecting the pricing of personal lines insurance policies: Risk factors—Insurance companies […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]